Trupanion Pet Insurance

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Trupanion is a Seattle-based pet insurance company that offers medical insurance for cats and dogs. Their coverage includes hereditary and congenital conditions, as well as chronic conditions, cancer, and other illnesses. They have no payout limits or caps and offer a simple, straightforward policy that covers 90% of veterinary costs after the deductible is met. Trupanion provides pet insurance for both dogs and cats.

The customer satisfaction rate is considered to be high.

husky puppy

Further Reading

Plans Offered

Trupanion offers a single comprehensive plan that covers all accidents and illnesses, with no payout limits or caps.

Preexisting Conditions

They do not cover preexisting conditions, which are defined as any injury or illness that occurred or showed clinical signs before the pet policy effective date.

Price Range

Trupanion’s comprehensive plan typically costs around $40 to $50 per month, but prices can vary depending on factors such as the pet’s age, breed, and location.

Reimbursement Rates

They offer a fixed reimbursement rate of 90%, with no limits or restrictions on payouts.


Trupanion offers a unique deductible structure that is based on the cost of treatment for each condition. The deductible is set at 90% of the actual cost of treatment, and there are no limits or caps on payout amounts.

cat feeling comfortable with human

Discounts for Multiple Pets

They do not offer a multi-pet discount. However, their unique deductible structure and unlimited payout policy can make it more cost-effective to insure multiple pets with them.

Products and Services That Are Covered

Trupanion offers pet insurance plans that cover a wide range of products and services, including accidents, illnesses, hereditary conditions, congenital conditions, cancer, chronic conditions, prescription medications, diagnostic tests, surgeries, hospitalization, emergency care, and more.

While we do our best to keep all of our information accurate, please note that the following information may not be current. It’s recommended to confirm this data on the pet insurance company’s website.