MetLife Pet Insurance

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MetLife Pet Insurance offers comprehensive coverage for pets, including dogs and cats. They offer customizable insurance plans that cover accidents, illnesses, and hereditary conditions, as well as alternative therapies and wellness care. MetLife Pet Insurance also offers a mobile app for easy claims filing and management. MetLife Pet Insurance offers coverage for both dogs and cats.

kitten sleeping

Further Reading

Plans Offered

MetLife Pet Insurance offers three different plans, including an accident-only plan, an accident and illness plan, and a plan with customizable coverage.

Preexisting Conditions

Pre-existing conditions are generally not covered.

Price Range

Annual premiums vary based on the pet’s age, breed, and location, as well as the coverage level selected. Premium prices for dogs start at $15 per month and for cats, they start at $10 per month. Premiums may increase as the pet ages, but MetLife Pet Insurance does not have a specific age-based pricing structure.

Reimbursement Rates

MetLife Pet Insurance’s reimbursement rates can range from 70% to 90% depending on the plan selected


Insurance plan deductibles range from $100 to $1,000 per year.

puppy being held

Discounts for Multiple Pets

Discounts are available for multiple pets, as well as for pet owners who enroll online.

Products and Services That Are Covered

MetLife Pet Insurance covers a wide range of services, including diagnostics, surgery, hospitalization, prescription medications, and emergency care. Wellness care coverage is available for an additional fee.