ASPCA Pet Health Insurance

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ASPCA Pet Health Insurance is a subsidiary of Crum & Forster Pet Insurance Group that is endorsed by the American Society for the Prevention of Cruelty to Animals (ASPCA). Their pet insurance plans provide coverage for accidents, illnesses, and wellness care. They also offer coverage for behavioral issues and hereditary conditions, and they have no upper age limit for enrollment. ASPCA Pet Health Insurance provides coverage for both dogs and cats.


Further Reading

Plans Offered

ASPCA Pet Health Insurance offers three levels of coverage, which include:

  • Accident-only coverage
  • Accident and illness coverage
  • A complete coverage plan that includes coverage for wellness care

Preexisting Conditions

Their plans do not cover preexisting conditions, which are defined as any injury or illness that occurred or showed clinical signs before the policy effective date or during the waiting period.

Price Range

ASPCA Pet Health Insurance plans start at around $20 per month for their accident-only plan and can go up to over $100 per month for their complete coverage plan.

Premium rates can go up with the age of your pet.

Reimbursement Rate

They offer reimbursement rates ranging from 70% to 90%, depending on the plan selected.


They offer deductible amounts ranging from $100 to $1,000 for their pet insurance plans, depending on the level of coverage selected.

kitten sleeping

Discounts for Multiple Pets

They offer a 10% discount on their pet insurance policies for each additional pet that is enrolled.

Products and Services That Are Covered

ASPCA Pet Health Insurance offers pet insurance plans that cover a variety of products and services, including accidents, illnesses, cancer, hereditary conditions, congenital conditions, chronic conditions, prescription medications, diagnostic tests, surgeries, hospitalization, emergency care, and more.

While we do our best to keep all of our information accurate, please note that the following information may not be current. It’s recommended to confirm this data on the pet insurance company’s website.